DEALING WITH INSURANCE COMPANIES At some point in your life, you will be dealing with an insurance company - most likely, you will some day be making a claim because of damages or injuries you have suffered, and you will be asking an insurance company to pay you the full and fair value for your loss. It is important for you to understand that the insurance company's interest is not the same as yours: The insurance company is not in the business of paying you every dollar you believe that you deserve - they are in the business of paying you as little money as their contract and the law allows. Minimizing the dollar value of your claim helps maximize insurance company profits. Once you appreciate this basic fact, you will understand how important it is for you to have professional assistance in evaluating your claim against an insurance company. You need to analyze and review all of your insurance policies - homeowners, auto, and business policies - to see if there is coverage for your loss under more than one policy. Does your particular policy allow for replacement value to be paid, or just market value? If you have been in an auto accident, do you know which companies are responsible for your medical bills, and which pays for the damage to your car? How do the words "lawsuit threshold" on your auto insurance policy affect your right to recover money damages for your pain and suffering if you are injured in an accident? Why should you not give a statement to an insurance company investigator if you are called after an accident? You owe it to yourself to have the assistance and advice of a Certified Civil Trial Attorney when dealing with insurance companies. If your claim involves a personal injury, there should be no charge for a free consultation with an attorney experienced in handling thousands of claims against insurance companies. If your claim is for a property damage or business loss, representation is available for a nominal fee. Why represent yourself in dealings with a giant insurance company, when help is only a phone call away? My name is Ed Kasselman, and I am a Certified Civil Trial Attorney with twenty years experience in battling insurance companies on behalf of claimants like you. Give me a call today at 732-363-0666 to discuss your claim and we will make sure you recover full and fair money damages for your loss or injury together. |
